Borrowing against partner’s property?

EssexHebridean

london1973 said:

have googled extensively on this and there is very little on it but it must be ‘a thing’ surely? 

is it possible to use a partners property to guarantee a loan? We live together and the house is in her name, she is not interested in taking on additional debt herself (and lending it to me) so this would be the alternative- i.e some form of guarantor loan i guess, of course it ultimately boils down to the same thing if it all fails but its for debt consolidation for me (just a bit more needed than i can get unsecured) and actually will be cheaper for
me to service it this way, so relatively less risky - (we are married in all but name)

The guarantor loan options on line all look a bit ‘sub-prime’ and very expensive, as well offering low maximum amounts… 

Also - the BiB doesn't quite seem to fit alongside your previous posting? Just a short while ago you were saying that although you had taken out a couple of credit cards everything was kept paid up to date - it might be a good plan to think how things have escalated so fast to the point of consolidation being in the equation?  Taking everything into account, it really does look as though you would be well served by "the process" of debt management to avoid this turning into a loop that gets run on repeat.