What Small Things Will You Do This Week? 31st October 2022

Bagpuss741

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards, and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   

So be proud of those small steps, they really are important 😀

Bagpuss741

Sorry for starting the thread so late, I've had to charge my laptop.

Today I have/will:

1.  Checked online banking
2.  Been to Tesco for cat food
3.  Been to B&M for cat litter and treats
4.  Meals from stores
5.  Surveys/PMP/Consumer pulse

Elisheba

Okay... today I have...

1. Filled my tea flask from the kettle to save energy
2. Mealplanned and will go shopping soon
3. Going shopping tonight so I qualify for the £2 voucher in Lidl
4. Turned off all lights and sockets I'm not using
5. I'm going to have dinner before food shopping

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  NSD
3.  Meal plan (using up freezer food)
4.  Surveys/PMP
5.  Meals from stores (curry in slow cooker)
6.  Read free book

Elisheba

Today I have/will -

1. Collect my new boots that I waited months to get a good discount on
2. I made tea in a pot and then put it into a flask to last all day without reboiling the kettle.  A pot only needs 2 teaspoons of loose tea as well, so it means I use less tea than making it in a cup.
3. Will eat food from the meal plan
4. Watered down the milk
5. Felt a bit chilly this morning so put on my heated hoodie
6. Should be a NSD

DawnW

Evening all

Thanks for the thread @Bagpuss741

Today I have:

Took loads of new items to my sales unit, and brought loads back - I will need to put these away, but my knees are saying it should wait till tomorrow  

Swallowed one of this month's allotted frogs - paid mine and OH's self assessment tax bills

The car MOT and insurance is due this month too

OH made fish cakes from some tinned fish from the larder, left over mashed potato and parsley from the garden. He put some capers and other stuff in them too. Very nice, and there will be enough for tomorrow's lunch as well.

Cautiously opened a jar of tartare sauce dated BB some when in 2020. As it was a best before and not a use by date, it was a sealed, unopened jar, and the product seems fine, I decided to use it anyway. I am sure I will still be here tomorrow to tell the tale.

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  NSD
3.  Dusted and vacuumed the living room
4.  Descaled coffee machine and kettle
5.  Meals from stores
6.  Cleaned hedgehog house and washed bowls
7.  Surveys/Pick my postcode
8.  Read free book
9.  Update iphone/iPad and macbook and scan with free antivirus
10.  Washed stray cat's bedding (He lives in our greenhouse and has his own bed, food bowls, and even a heated pad for the cold weather)

the-mrs

Today we have: 
1. Phoned HMRC for advice on DH’s self assessment
2. Phoned Virgin to discuss credit card account
3. Made a point to eat breakfast together
4. Purchased a few small stocking fillers for the girls
5. Taken him for a hair cut
6. Completed the form for his provisional driving licence that I have been badgering him about for the best part of the year

Elisheba

Today I have/will;

1. Opened a new high interest easy access savings account
2. Used my heated hoodie instead of turning the heating on
3. Finished the tea in the flask and heated it in microwave, rather than making a new pot
4. Made HM soup
5. Did my dog walk at lunchtime to get some free Vit D

DawnW

Afternoon all

Today I have / will:

Dog walk, free exercise

Some small cleaning jobs, the kind that get overlooked / put off

Sorted car insurance and booked MOT

Load of washing, pegged outside, but now on airer to finish off

Rounded up various veg and made a big curry

It is a horrid day, cold and windy, with rain forecast, so OH has now lit the stove (rather than put the heating on). Nice and toasty, and it also heats a kettle and will dry the washing

Nothing spent today, I usually shop on Wednesdays but decided I don't need to yet.

twiggy86

Morning all! 

Sorry I haven't posted so far this week!

Today I have/will:

• Check banks 
• Contemplate contacting Eon who have taken whole DD (i.e. without deducting the government help)
• Make lunch to take to work
• Drive on eco mode
• Collect parcel on way to work as pass via that way 
• Charge battery pack at work 
• Claim small amount from TCB
• Update spreadsheet 
• Finish money shuffle which I should have done on Monday!
• Make payment to parents 
• Dinner from stores
• Turn over off at wall when finished 
• Park for free at netball 

That's everything I can think of for now. Hope everyone has a good day! 
Twigs