NHS pensions and annual allowance

DrBM

Hello,

So I have been sent the brown envelope but my finances are confusing to say the least. Does anyone know/ can recommend an NHS pensions specialist - have googled but would be to get recommendations. Did try wesleyan but charges are crazy. If anyone has any recommendations would be grateful and no, I don't want to do it myself..

DoublePolaroid

Rachael Hall was recommended to me when I asked the question a while back. Not a personal recommendation as I decided to try to understand the thing myself. I think she’s up in Newcastle but can consult remotely. 

My practice uses Wesleyan for insurance purposes but one of my partners dealt with one of their pension advisers and would not recommend, albeit that may well be individual dependent. 

https://www.medicsmoney.co.uk/accountant/rachel-hall-seven-medical/

Marcon

https://www.bma.org.uk/pay-and-contracts/your-finances/your-finances-and-protection/independent-financial-advice

tacpot12

I came across these people yesterday while looking for some help for a consultant friend who has also had the brown envelope:  3 ways your NHS pension is affected by The McCloud Remedy | Legal & Medical Investments Financial Advisers (legalandmedical.co.uk)

I've no experience of using them, and they might not cover your area, but you might find them cheaper than Wesleyan. 

One think to check when looking to engage a tax adviser is whether they will accept liability if they make a mistake. I'm not sure I would use anyone who wouldn't accept liability, but I don't know how common this is in the industry.