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Onwards towards mortgage free living

gillynomad · 2022-10-30 16:17:20

Hello! I’ve been lurking on the site for awhile and have been trying to put a lot of the advice and tips I read into practice. However, I think that keeping a diary for myself will help me to keep track and stay motivated. I’ve just hit my 30s and became a house-owner in 2018 after spending years saving for a deposit. It’s…

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gillynomad Posts: 102 Forumite

13 January 2024 at 8:43PM

Sent the form in for my pension increase. Think it will happen in Feb's pay which is fine. I've got some holiday activities to pay off so the extra money will go towards that.

Struggling a little with shopping budget at the moment. That might be because I've been replacing store cupboard items over the last few weeks which would have added to the cost. Think I'm nearly there now in terms of that so hopefully costs will be a little better going forward.

Mortgage: £116,060 (Apr 2024)
Initial MF date: Apr 2048
Current MF date: Dec 2044

MFW 2022 #98 £2,2000/£1,800
MFW 2023 #35 £7,510/£7,500
MFW 2024 #24 £1,225/£5,000
MFi3-T6 #41 £21,231/£27,495 (Mortgage Target £110,000)

Weight Loss Q1 24: 5/12lbs
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