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Already receiving state pension: can I still buy additional years

Bud2812
Bud2812 Posts: 3 Newbie
First Post
edited 28 October 2022 at 10:33AM in Pensions, annuities & retirement planning
I already receive my state pension.  I have worked out that I was eligible to pay for two extra years voluntary NI contributions, which would boost my pension.  Can I still do this even though I am receiving my pension.

Comments

  • molerat
    molerat Posts: 36,226 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When did you reach retirement age ?

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • Bud2812
    Bud2812 Posts: 3 Newbie
    First Post
    March 2019
  • molerat
    molerat Posts: 36,226 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Then yes you can.  Which years are available ?  Buying pre 2016 years may not necessarily increase your pension.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • Bud2812
    Bud2812 Posts: 3 Newbie
    First Post
    Just checked, my last full NI contributions were in 17/18, and my state pension date was March 2019.
  • molerat
    molerat Posts: 36,226 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 October 2022 at 5:06PM
    Bud2812 said:
    Just checked, my last full NI contributions were in 17/18, and my state pension date was March 2019.
    You reached SPA in the 2018-19 tax year and your last paid up year was 2017-18. If there are no previous gaps then you cannot make anything up, there is nothing available to buy.  Your NI record will tell you if a year is available to buy.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

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