What Small Things Will You Do This Week?? 24th October 2022

Bagpuss741

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   

So be proud of those small steps, they really are important 😀

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  Been to visit my brother but took bus as I have a free bus pass.
3.  Meals from stores
4.  Surveys/Consumer Pulse/PMP
5.  Set meal plan/shopping list ready for Lidl food shop tomorrow
6.  Received a free sample of LU biscuits

twiggy86

Thanks for starting the thread @Bagpuss741

Today I have/will:

• Check banks 
• Make lunch to take to work 
• Drive on eco mode
• Update spreadsheet with weekend's spends 
• Dinner from stores
• Turn oven off at wall
• Have a bit of a money chat with OH 
• Crochet in front of the TV 

Can't think of anything else as brain is a bit frazzled! 
Twigs 

twiggy86

Morning all!

Quite thread at the moment - hope everyone is ok.

Today I have/will:

• Check banks 
• Make lunch to take to work 
• Drive on eco mode
• Snap a couple of receipts
• Text netball team re subs 
• Update spreadsheet 
• Claim £1.63 from TCB
• Continue working on birthday present 
• Dinner from stores
• Turn oven off at wall
• Park for free at netball  
• Crochet in front of the TV 

Hope everyone has a good day! 
Twigs 

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  Food shop at Lidl and used £20 voucher earned by getting my car insurance through confused.com
3.  NSD apart from food shop which was budgeted for
4.  Meals from stores
5.  Update laptop
6.  Surveys/PMP

[Deleted User]

Morning! Hope I could join you?

Today, I have/will:

1. Check banking ✅
2. Check budget spreadsheet ready for payday (wage slips are in!)✅
3. Print off gluten free Christmas cake recipe.✅
4. Check kitchen cupboards for ingredients and make list for shopping today
5. Go to the library with DD
6. Attend hospital appt (Boo!) ✅
7. Make tea (already planned)✅
8. Read book that’s gathering dust!

Bagpuss741

@[Deleted User]. of course you can join us, the more the merrier.

Today I have/will:

1.  Checked online banking
2.  NSD
3.  Meals from stores
4.  Surveys/PMP
5.  Read free book

[Deleted User]

@Bagpuss741 thank you!

I didn’t complete my list but I managed to sit down with DH to go through finances (which is a rarity) and as a result we managed to open two monthly savers accounts at amazing rates at our bank! Works out that if we stick to plan, we will pay off our car early and have money towards another debt.

[Deleted User]

My list for tomorrow (payday)
1. Do meter readings for gas and electric
2. Pay and clear credit card 
3. Put credit card away
4. Check cupboards and plan food menu for week
5. Clean bathroom
6. Last family outing before going back to school/work

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  NSD
3.  Paid bills
4.  Meals from stores
5. Duolingo
6.  Surveys/PMP/Consumer Pulse
7.  Set budget for next week

Makingabobor2

Today so far I have

- Written a meal plan for the week...no extra shopping needed until Thursday apart from a loaf of bread
- Sorted out some bits to sell on local FB pages
- Logged into all survey sites and keep checking....so close to cashing out on a few of them

 Still got to 
- Go through bank accounts and work out any extra savings & see if there are better long term savings accounts available
- Work out how many cakes I can bake at the same time as having oven on tomorrow
- Make an over payment on the mortgage....every little helps. _