NHS pension and tax charges: no option to reduce pension contributions?

hyubh

Sim_2 said:

Part of the ‘plight’ is that in trying to change from final salary to CASE systems the government fell foul of age discrimination rules

... because the unions pushed for additional protections for members 'near' retirement in the first place. Got them, then took the government to court moaning about the resulting age discrimination, and won.

this shunted some NHS employees (not just doctors, just someone ‘unluck’ enough to get a badly time pay rise) into a situation where they have two pension pots sharing the £40K allowance

You mean, unexpectedly receiving a final salary underpin to an already generous CARE tranche of their DB pension. Such a downer...

facing a tax charges as a result. The joke being only one of these pots will be used.

Get an unexpectedly higher pension with the possibility of a relatively small tax charge - think I'd take that.