Mortgage offer is it a hard search?

Lewis7498

K_S said:

@lewis7498 Assuming it's lender free legals, there should be at least a couple of check points and client inputs required before a completion date is set, so you should be able to time the conveyancing to your requirements.

Lewis7498 said:

@K_S it’s very bad and I’m surprised as always had a fairly good experience with L&C.

Its with SDL surveys so will try tomorrow and move it but if not I’ll just have to hope that it doesn’t get processed for a couple of weeks and then I think I’m safe if it’s after 1st November is that right?

Can I also ask, there’s no kind of solicitors needed if it’s just gets to the ‘offer’ stage is there? Only if we wish to proceed?

Reassuring to know that HSBC are only at 3rd October so far but worrying that this valuation was being rushed for first thing Monday morning! 🫤

@K_S Thank you. I have now moved the valuation to 3rd November so I think that’s safe now for 1st May to be officially out of the ERC?

If you hadn’t suggested that I wouldn’t of known so really do appreciate your advice as I’m sure everyone else does on here 🙂