Rude debt collector at door for PREVIOUS tenant

297 Posts

Moved in 2 months ago, had a relative around who opened door to go to shop to find someone in doorway just standing there and gave a name, I recognised it as former tenants name who was in care for months before passing away,
Person had no id, wore no identifying uniform and I came down and he asked about the Scottish Power debt owed, who were we, how long I lived here and multiple times asked for my "details" which I refused to give.
He then asked for proof I had an active account with SP so he could "close the debt" and for a tenancy agreement to prove I moved in when I said etc.
I refused and said he could check with the HA and ask neighbours, he then asked for a "passport or driving license" and I said I had neither and he gave me one of those "really" looks and asked again "are you sure you don't have them"
I gave him a false name and number and let him leave.
I am in Scotland by the way,
Annoyed but is there anything else to be done in case this jerk comes back.
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You do not have to engage with him at all, as it`s not your debt, stick to your story should they come back.
More than a third of IVA`s fail....fact.
Could A Debt Relief Order help you ?
Never pay a fee for a Debt Management Plan.
For free non-judgemental debt advice, contact either : Stepchange, National Debtline, or CitizensAdviceBureaux.
LB moment - March 2006. DFD - 1 June 2012!!! DEBT FREE!
May grocery challenge £45.61/£120
Sleep well.
This is nothing whatsoever to do with you, the onus is on the DCA to trace the correct debtor and their new address, you don`t have to say, do or prove anything.
No more to be said.
More than a third of IVA`s fail....fact.
Could A Debt Relief Order help you ?
Never pay a fee for a Debt Management Plan.
For free non-judgemental debt advice, contact either : Stepchange, National Debtline, or CitizensAdviceBureaux.
Look up the ID on the net and give them a call on the number you find and not the one on their ID etc
If they are genuine, they won't mind if you tell them you are worried as they may not be genuine.
Before you spend, remember the MSE Money Mantras. Ask yourself, do I need it? Can I afford it? If the answer is NO to any of those questions, DON’T buy it. (Quote from MSE 15/11/22)
Politeness & courtesy are some of the few things in life that are free. Please remember that when posting, I may ignore permanently the unpolite, tedious, unconstructive and deliberately obtuse comments. Many thanks.