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We will get this debt down & the savings up

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,319 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    They tried to put up our monthly payments when we’re £730 in credit (this will reduce as this month’s bill but will still be around £500 ish in credit. I told them no but will review if the credit starts to get eaten into by a large amount. 

    I get offered a free Covid jab as a carer for Mr SA but they make me feel so grotty I’ve declined the last couple. Mr SA is having his tomorrow though. The flu jab doesn’t affect me normally so hoping next week’s won’t.
    I've never felt as bad as I did this year with the flu one. For the last few years have been having both together, but now they changed the criteria and I have to pay for the covid one, I have to go to Boots to get it. The pharmacist was saying how stupid the new rules are. DH is on the vunerable list, and whilst I am not his carer, I still live in the same house, so would make sense for me to be covered as well. I think this is a new rule that will back fire on the Govt, like so many of their decisions. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,304....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £650/£3000
    .

    Studies/surveys  October £13.32

    Decluttering items 1201/
    2025
    Books read    18
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Makingabobor2
    Makingabobor2 Posts: 4,319 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited Today at 8:47AM
    The tentacled ones sent the £40 refund, which I have transferred to the debt busting pot. Will try for another refund after the next bill when I see the state of the credit. 

    Meeting a friend for coffee ( not my turn to pay) after dance class and will swap books & jigsaw puzzles.  Also need a couple of bits from L*d!. I'm £8 away from the free veg item, so should manage that & will then nip back in for the bag of spuds. Shopping is such a complex thing these days....lol. 

    Have a good morning everyone
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,304....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £650/£3000
    .

    Studies/surveys  October £13.32

    Decluttering items 1201/
    2025
    Books read    18
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Cara_
    Cara_ Posts: 143 Forumite
    100 Posts Second Anniversary
    Shopping is such a complex thing these days
    You're not wrong. I've been shopping in M0rris0ns to get 10,000 points and I had to spend £40 per week for 3 weeks to 'earn' them. I didn't want to spend much over the £40 so had a small planning session before I went which seemed a lot of effort for so little return  :D  Still, I'm £10 better off which is great.
    Enjoy your dance class and coffee with your friend.
  • Makingabobor2
    Makingabobor2 Posts: 4,319 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    @Cara_. Yes indeed, as Mr T used to say, " every little helps"  
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,304....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £650/£3000
    .

    Studies/surveys  October £13.32

    Decluttering items 1201/
    2025
    Books read    18
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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