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We will get this debt down & the savings up
Comments
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Sun_Addict said:They tried to put up our monthly payments when we’re £730 in credit (this will reduce as this month’s bill but will still be around £500 ish in credit. I told them no but will review if the credit starts to get eaten into by a large amount.I get offered a free Covid jab as a carer for Mr SA but they make me feel so grotty I’ve declined the last couple. Mr SA is having his tomorrow though. The flu jab doesn’t affect me normally so hoping next week’s won’t.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,304....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £650/£3000
.
Studies/surveys October £13.32
Decluttering items 1201/2025
Books read 18
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
The tentacled ones sent the £40 refund, which I have transferred to the debt busting pot. Will try for another refund after the next bill when I see the state of the credit.
Meeting a friend for coffee ( not my turn to pay) after dance class and will swap books & jigsaw puzzles. Also need a couple of bits from L*d!. I'm £8 away from the free veg item, so should manage that & will then nip back in for the bag of spuds. Shopping is such a complex thing these days....lol.
Have a good morning everyoneMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,304....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £650/£3000
.
Studies/surveys October £13.32
Decluttering items 1201/2025
Books read 18
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Shopping is such a complex thing these daysYou're not wrong. I've been shopping in M0rris0ns to get 10,000 points and I had to spend £40 per week for 3 weeks to 'earn' them. I didn't want to spend much over the £40 so had a small planning session before I went which seemed a lot of effort for so little return
Still, I'm £10 better off which is great.
Enjoy your dance class and coffee with your friend.2 -
@Cara_. Yes indeed, as Mr T used to say, " every little helps"Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,304....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £650/£3000
.
Studies/surveys October £13.32
Decluttering items 1201/2025
Books read 18
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0
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