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What one would you pick?
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We only have access to a few lenders due to husbands contractor/self employed statuskingstreet said:Not too popular in the last ten years but many lenders do allow a product split, so you could take half on a tracker and half on a fix.0 -
Personally I wouldn’t fix for 5 years at anything above 5%5 years is a long time
For me it would likely be the tracker option but if you like a bit more security and want to know how much your payments will be then I’d go for the 2 year fixMFW 2025 #50: £1989.73/£600007/03/25: Mortgage: £67,000.00
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
12/08/25: Savings: £12,0000
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