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What Small Things Will You Do This Week?? 17/10/22

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When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   
So be proud of those small steps, they really are important 😀

Debt as at 5 June 2023 - £15,600.89
Current debt - £6,450.00
Total paid off - £9,150.89 (58% paid off)
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Comments

  • twiggy86
    twiggy86 Posts: 2,678 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Afternoon all! 

    I couldn't see a thread for this week, but hope I'm not doubling up!

    Hope everyone had a good weekend.

    Today I have/will:
    • Check banks
    • Make lunch to take to work
    • Drive on eco mode
    • Snap receipts
    • Update spreadsheet 
    • Shuffle money to correct places 
    • Call bank as can't register for online banking 
    • Attempt balance transfer - failed! 
    • Charge battery pack at work
    • Gym at lunch (credit already paid for)
    • Pop to shop for a couple of bits
    • Dinner from stores
    • Turn off oven when finished cooking
    • Wash hair and let dry naturally 
    I think that's everything for today. 
    Twigs 
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £6,450.00
    Total paid off - £9,150.89 (58% paid off)
  • Only just come across this thread, great idea. We've been on the DF journey for a while now, but lately I've realised it is the little things that help a lot, so I might join in ...when I have time & remember to post . 
    Today I have
    - Got washing outside on the line
    - Not had the car out of the garage....walked to the shops
    - Done some surveys to make money
    - We're having left overs for dinner, so not having to use oven
    This afternoon the plan is to go through bank accounts/spreadsheets and tidy up accounts and move money to male a few extra payments. 
    - Do some more surveys if I can and cash out some rewards
    -Try and sign up for a receipt scanning site
    - Go through stuff to see if I have anything else to sell

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 750

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • twiggy86
    twiggy86 Posts: 2,678 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    This thread definitely helps keep me on track @Makingabobor2 - also because I'm a geek I am always trying to find things I can add to my list! Like squeezing out the very last end of the toothpaste or using the last squares of the toilet roll - apparently my OH is allergic to those last 3 squares!  :D
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £6,450.00
    Total paid off - £9,150.89 (58% paid off)
  • twiggy86
    twiggy86 Posts: 2,678 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Morning all!

    Today I have/will:
    • Check banks
    • Make lunch to take to work
    • Drive on eco mode
    • Update spreadsheet 
    • Charge battery pack at work
    • Return some bits I ordered online 
    • Look into chair covers (rather than replacing chair)
    • Pop to shop for a couple of bits
    • Snap receipt 
    • Get OH to put loft ladder back up to avoid heat escaping! 
    • Dinner from stores
    • Turn off oven when finished cooking
    • Wash hair and let dry naturally (didn't end up washing it yesterday which is MSE itself!!!)  :D  
    I think that's everything for today. Hope everyone has a good day! 
    Twigs 
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £6,450.00
    Total paid off - £9,150.89 (58% paid off)
  • twiggy86
    twiggy86 Posts: 2,678 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Afternoon all/ anyone!

    Today I have/will:
    • Check banks
    • Squeeze out end of toothpaste 
    • Make lunch to take to work
    • Drive on eco mode
    • Update spreadsheet 
    • Charge battery pack at work
    • Complete balance transfer 
    • Pop to shop for a couple of bits
    • Snap receipt 
    • Get OH to put loft ladder back up to avoid heat escaping! 
    • Dinner from stores
    • Turn off oven when finished cooking
    • Park for free at netball
    Hope everyone has a good day! 
    Twigs 

    Debt as at 5 June 2023 - £15,600.89
    Current debt - £6,450.00
    Total paid off - £9,150.89 (58% paid off)
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks for starting the thread @twiggy86

    Today I have/will:

    1. Checked online banking
    2.  NSD
    3.  Surveys/PMP/Consumer pulse
    4.  Duolingo
    5.  Meals from stores
    6.  Recover from this horrid lurgy that is causing a very dry and annoying cough
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • twiggy86
    twiggy86 Posts: 2,678 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Morning all!

    Today I have/will:
    • Check banks
    • Squeeze out end of toothpaste
    • Washing on 30 degree eco wash 
    • Drive on eco mode
    • Update spreadsheet 
    • Pop to shop for something for dinner (I really need to do a proper food shop!!)
    • Snap receipt 
    • Hang washing on airer 
    • Get OH to put loft ladder back up to avoid heat escaping! 
    • Dinner from stores
    • Turn off oven when finished cooking
    • Crochet in front of the TV
    Hope everyone has a good day! 
    Twigs 
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £6,450.00
    Total paid off - £9,150.89 (58% paid off)
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:

    1.  Checked online banking
    2.  NSD
    3.  Meals from stores
    4.  Update signature on this site
    5.  Duolingo
    6.  Read free book
    7.  Changed cat litter and washed all bowl and mats

    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • DawnW
    DawnW Posts: 7,749 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Afternoon all :)
    Thanks for starting the thread @twiggy86. Sorry I haven't posted before, I don't know where this week has gone!
    Today I have:
    Used up some old bread for breakfast toast
    Took my lunch to work
    Dinner will be various leftovers - we are going on holiday next week, and I am determined to use up stuff before we go. This week's shopping came to £17.42, and that included OH's beer :D 
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:

    1.  Checked online banking
    2.  Bought a new duvet from M&S as had a £20 loyalty voucher and had free delivery. Duvet only cost £7.00 after voucher and remembered to go through topcashback
    3.  Bought some Christmas smelling epsom salts from Home Bargains to put away in Christmas stash while I was in there getting throat sweets
    4.  Meals from stores
    5.  Play around with snowball on whats the cost to see which credit card should get a little extra

    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
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