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Exchange to completion - question.

matthewmaudsley
matthewmaudsley Posts: 7 Forumite
Seventh Anniversary Combo Breaker
edited 15 October 2022 at 11:01AM in Mortgages & endowments
Hello everyone, I have (probably dumb question) question about my mortgage application. I have spoken to my broker who said “should be fine”. I don’t like the word “should be”! 

I have exchanged on a new build property, my mortgage is all in place. But I am about to pay off a vehicle I have on PCP and use the equity I have to purchase a car outright, with no credit involved whatsoever. 

In theory this should be a good thing? But I am just worried that the mortgage company would see it as a change of circumstances. Am I being paranoid?

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