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Nationwide Morgage - can I move overpayment
Guinness-Cat
Posts: 92 Forumite
Hi,
I made some overpayments on my mortgage amounting to 6k (not to reduce payment \ term - showing as an overpayment) prior to the last time I fixed my rate 2 years ago (5 year fix).
I took out a further advance 1 year ago to pay off my HTB loan - similar amount to first mortgage, but just a 2 year fix as planned to get another 2 year fix next year so the dates matched, and I could fix together to just pay 1 product fee (hindsight is a wonderful thing!)
My overpayment still shows against the original mortgage (1.39% until September 2025)
anyone know if nationwide will allow me to move the overpayment I have on it to my further advance balance as will probably move this on to a tracker next September (currently 1.34%)
I know it would probably be best just to ask them, but I think they are busy at the moment.
Thanks
I made some overpayments on my mortgage amounting to 6k (not to reduce payment \ term - showing as an overpayment) prior to the last time I fixed my rate 2 years ago (5 year fix).
I took out a further advance 1 year ago to pay off my HTB loan - similar amount to first mortgage, but just a 2 year fix as planned to get another 2 year fix next year so the dates matched, and I could fix together to just pay 1 product fee (hindsight is a wonderful thing!)
My overpayment still shows against the original mortgage (1.39% until September 2025)
anyone know if nationwide will allow me to move the overpayment I have on it to my further advance balance as will probably move this on to a tracker next September (currently 1.34%)
I know it would probably be best just to ask them, but I think they are busy at the moment.
Thanks
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