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Aldermore mortgages
JJ145
Posts: 1 Newbie
Hello.
I am feeling anxious, and answered how likely our Aldermore application is to be accepted.
DIP approved, full application sent next day
Three days later call from Aldermore to broker saying how much they can lend and rate. Agreed some debts paid off and a slightly higher borrowing amount and back in three day wait. (Don’t think it’s been underwritten yet, or has it to have had that call? how does it work?)
him: several defaults, last one 2 years ago , rest 3+ plus. Not in overdraft, paid off and closed a month ago, in fact was only ever used in June and July before getting closed again. Barclays account, no overdraft but showed £10 ad balance owing for a few months (but no bad markers on file??) 9k on cards (will be paid before completion)
Salary approx 25k
me: 1,000 on clear score, no late payments, defaults. Nothing. Squeaky clean
self Employed until April 2022, in employment since.
salary 60k
having have passed valuation and hd this call from aldermore are we likely to be ok?
I am feeling anxious, and answered how likely our Aldermore application is to be accepted.
DIP approved, full application sent next day
Three days later call from Aldermore to broker saying how much they can lend and rate. Agreed some debts paid off and a slightly higher borrowing amount and back in three day wait. (Don’t think it’s been underwritten yet, or has it to have had that call? how does it work?)
him: several defaults, last one 2 years ago , rest 3+ plus. Not in overdraft, paid off and closed a month ago, in fact was only ever used in June and July before getting closed again. Barclays account, no overdraft but showed £10 ad balance owing for a few months (but no bad markers on file??) 9k on cards (will be paid before completion)
Salary approx 25k
me: 1,000 on clear score, no late payments, defaults. Nothing. Squeaky clean
self Employed until April 2022, in employment since.
salary 60k
having have passed valuation and hd this call from aldermore are we likely to be ok?
0
Comments
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Hi there, I know this was a while ago but checking to see how this went as I am now in a similar position with my partner and alder ore0
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