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Remortgage self employed covid grants and PIP income

Hi,

Which companies if any will include covid grants as part of self employed income? Which companies will accept Personal independence payments as income if the award needs to be renewed 3.5 years into the 5 year fixed term period? 

Would any company do this? 
Thanks 

Comments

  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You need a mortgage broker 
  • simon_or
    simon_or Posts: 890 Forumite
    500 Posts First Anniversary Name Dropper
    edited 5 October 2022 at 1:29PM
    As someone with multiple income types myself, there are so many permutations and combinations to what you have asked about. You would be well advised to speak to a broker to understand your options or how much you can borrow.
    Based on what my broker told me, I'm pretty sure neither Halifax nor Barclays care about SEISS. But if your latest profits are less than the previous year, then they might.
  • LHZ
    LHZ Posts: 54 Forumite
    Fifth Anniversary 10 Posts
    I know from my recent mortgage application that Coventry BS accept SEISS grants as income. They also only consider most recent year's income rather than an average of the last three or whatever. Hope that helps.
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