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dfw diary
_Dolly_Rocker_
Posts: 799 Forumite
Let this slide so bad so will be back in the New Year
Debt Free - 4th June 2025
0
Comments
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Welcome to the DFW board! Congrats on your shiny new diary

Is there a reason as to why you don't want to concentrate on building up an EF before overpaying on any of your credit cards? If you have this built up (be it £500 or £1000), then you wont need to use your CC's if there is an emergency. Normally this should take priority otherwise its a vicious circle of borrowing more to pay back more.
Sounds like you have a plan with what order to pay off your CC's in which is great. Do any of these occur interest?
Best of luck! xDebt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0001
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