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Has the rate been pulled already?



I've used Habito as a broker, and on Friday they came back to me with some options, one of which was a 10 year fix with Barclays at 3.65%.
After some deliberation over the weekend I want to go for this. I know 10 years is a long fix but I think that the rate is quite good when looking at historical rates, and realistically I doubt we'll return to sub 2% rates again so I'd rather have the piece of mind.
However I now can't find that rate listed anywhere on the Barclays site. So has it been pulled already or is it possibly a broker only rate?
Comments
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https://intermediaries.uk.barclays/home/our-products/remortgage/ - According to this, it is not available.
I hate it at the minute, I feel like I sound like a double glazing salesman, but we pretty much say to everyone dont take too long to think about it because nobody is guaranteeing rates at the end of the day, let alone over the weekend.
I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.2 -
MDE said:I've used Habito as a broker, and on Friday they came back to me with some options, one of which was a 10 year fix with Barclays at 3.65%.
After some deliberation over the weekend I want to go for this. I know 10 years is a long fix but I think that the rate is quite good when looking at historical rates, and realistically I doubt we'll return to sub 2% rates again so I'd rather have the piece of mind.
However I now can't find that rate listed anywhere on the Barclays site. So has it been pulled already or is it possibly a broker only rate?
So assuming it's the second-last product above that you are referring to, I've no idea why they would recommend a rate that had already been pulled, I suspect they did the research before Friday and didn't note that the rates are being upped.
Barclays allows brokers to 'reserve' a rate for a few days so unless they reserved the product for you on Thursday, I wouldn't expect it to be available to you anymore.
I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.
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Thanks. That's disappointing. TSB now looks to be the best 10 year fix at 60% LTV.0
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I managed to secure the Barclays 10 year fixed at 3.65pc. Broker called me late Thursday to get over line as it was going up Friday as mentioned above.0
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ACG said:https://intermediaries.uk.barclays/home/our-products/remortgage/ - According to this, it is not available.
I hate it at the minute, I feel like I sound like a double glazing salesman, but we pretty much say to everyone dont take too long to think about it because nobody is guaranteeing rates at the end of the day, let alone over the weekend.0 -
@snowqueen555 Off of the top of my head, Halifax remo rates are going up from today but they've held their purchase rates which are still quite competitive. Unlikely to last this week I'd think.snowqueen555 said:ACG said:https://intermediaries.uk.barclays/home/our-products/remortgage/ - According to this, it is not available.
I hate it at the minute, I feel like I sound like a double glazing salesman, but we pretty much say to everyone dont take too long to think about it because nobody is guaranteeing rates at the end of the day, let alone over the weekend.
I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.
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