Santander flexible remortgage

Hi I have had a flexible offset mortgage with Santander that is a tracker.  I want to remortgage to Santander but their products for existing customers exclude flexible mortgage holders.  Can anyone tell me why and how to get the best deal now available from them.  Online digital help wasn’t even reading my question 😂

Comments

  • Any ideas please
  • lovebee said:
    Hi I have had a flexible offset mortgage with Santander that is a tracker.  I want to remortgage to Santander but their products for existing customers exclude flexible mortgage holders.  Can anyone tell me why and how to get the best deal now available from them.  Online digital help wasn’t even reading my question 😂
    Are you sure?  Maybe you can't change it online but you can by phone?

    On website it has the following information....

    Can I change my deal? 

    You can change your deal if:

    • you’re within 4 months of the existing deal coming to an end, or
    • you’re on a mortgage product without an early repayment charge, or
    • you’re on our Standard Variable Rate or Follow-on Rate

    Can I change deals online or by phone?

     

    If

    Online

    Phone

    Your mortgage deal finishes within the next 4 months

    green tick
    green tick

    You're on our Standard Variable Rate, Follow-on Rate or a deal without an early repayment charge

    green tick
    green tick

    You've got a Flexible Offset or Alliance & Leicester mortgage

    Red Cross
    green tick

    You're happy to choose your new deal online without any advice

    green tick
    Red Cross

    You'd like advice on which mortgage deal is suitable for you

    Red Cross
    green tick

    You want to make other changes to your mortgage

    Red Cross
    green tick

    You want to borrow more

    Red Cross
    green tick

    You want to make an overpayment at the same time

    Red Cross
    green tick

    Your property is currently let

    green tick
    green tick

    You have a Buy to Let mortgage

    green tick
    green tick
    Feb 2008, 20year lifetime tracker with "Sproggit and Sylvester"... 0.14% + base for 2 years, then 0.99% + base for life of mortgage...base was 5.5% in 2008...but not for long. Credit to my mortgage broker
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