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ADVICE NEEDED ON A DEBT NOT PAID FOR 3 YEARS
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Kitty_cat
Posts: 9 Forumite
I would like some advice on a debt (old credit card debt that defaulted in 2011) that was passed onto a collection agency a few years ago.
I have not made a payment for 3 years after having a letter from them to say that the debt could not be enforced, therefore I was hoping after 6 years (3 more to go) it would be statue barred.
My problem is that the debt has been sold on and if I make contact with them via a letter, that wipes out the 3 years I have done already?
Can this new collection agency enforce the debt?
Can this new collection agency enforce the debt?
Has anyone been in the same situation? Can anyone give any advice?
Thank you
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