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Issue with Natwest Mortgage Application

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kingstreet Posts: 39,237 Forumite

24 November 2022 at 10:58AM

Wheaton20 said:

@K_S I've just read your post with regards to your client that had a previous IVA. I applied for a mortgage with Natwest 6 wks ago they came back to me 2 wks ago asking for further bank statements that we did provide then it's been radio silent. I'm now stressed that it may be down to an IVA that we entered into in 2011 for 6 yrs I was lead to believe at the time that when we were discharged and that would be the end of it. Checking my credit file my score is now 918. But my IVA was for buy to let mortgage with the BOS and now I'm reading that Natwest and BOS are the same. Do you think they will decline? Thanks

The turnaround time for documents to be checked is 15 working days. NatWest/RBoS is one group. Lloyds & BOS is the other.

I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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Issue with Natwest Mortgage Application

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