What proportion of your income do you spend on your mortgage/rent?
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MSE_Emily
Posts: 180 MSE Staff
Poll started 27 September 2022
Take what you pay on your mortgage or rent (including any service charges or ground rent but NOT council tax, insurance or other bills), and let us know roughly what percentage of your monthly take-home pay/income it is.
We're also keen to know whether how much you pay has increased recently amid interest rate rises.
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Comments
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Was a bit unsure how to answer the second question. My payments have increased in the last year but that's because I chose to overpay (rather than put the money in savings), not because of interest rate rises.0
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Ours works out at 39% of our income. Interest rate rises have pushed it up so far about £22 a month since April. Still try and make overpayments when we canMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £33,676
Mortgage 04/24 £17,400 Officially ends June '26 but plan to be MF sooner
Total OPs 2022 - £240 2023 - £1766
OPs so far in 2024 £581.00
EF #68 £175/£1000
Challenges
1p a Day '24 #12 £76/£667. SPC '24 #41 £13.75
Christmas '24 £14.
Make £5 a day - Apr £105.17£150
NSDs April 11/15
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up0
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