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Previous home owner

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Hi,

I live in Scotland and previously owned a home with my now ex. Following split my ex bought me out. My husband was previously a home owner too however the property was repossessed following split with his ex. We have been renting for the past 10 years. We are desperate to buy a home however with 2 kids and some debts it is so difficult to save for a deposit. Am I correct in saying that we wouldn’t qualify for first time buyers because we previously owned properties? Is there any help to buy options for people in our situation? 

Thanks 

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  • jonim1981 said:
    Hi,

    I live in Scotland and previously owned a home with my now ex. Following split my ex bought me out. My husband was previously a home owner too however the property was repossessed following split with his ex. We have been renting for the past 10 years. We are desperate to buy a home however with 2 kids and some debts it is so difficult to save for a deposit. Am I correct in saying that we wouldn’t qualify for first time buyers because we previously owned properties? Is there any help to buy options for people in our situation? 

    Thanks 
    Yes unfortunately you won't be eligible for 1st time buyer discounts.
    Pensions actuary, Runner, Dog parent, Homeowner
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