NatWest mortgage

superM

What are the rates offered when fixed deal expires on NatWest mortgage?  I have abit of time left yet but just wondering what other people have been offered.  

Thanks 

K_S

@superM You can see NatWest's latest switcher rates here https://www.intermediary.natwest.com/intermediary-solutions/products.html , just click on the "Product Transfer rates and range guide" under the current product range.

NatWest often have dual-pricing (where the switcher rates offered differ between direct and intermediaries), sometimes in the broker's favour and something the other way. So it would be advisable to check the broker-rate using the above link before going with whatever they offer you direct.

superM said:

What are the rates offered when fixed deal expires on NatWest mortgage?  I have abit of time left yet but just wondering what other people have been offered.  

Thanks 

superM

That's great. thank you. 

My current rate is 2.25%.  Based on the transfer product rates it will be between 3 and 4% and likely bank of England interest gonna go up more. 

I don't think moving to another provider. It may not be much difference with current climate. 

sanaubair

How long does it take for final checks with natwest

fergie_

For people who have booked a product transfer online with Natwest, is it possible to keep changing it until the existing deal expires?

For example if a better deal comes along in the 6 month window, having already selected something earlier.

simon_or

fergie_ said:

For people who have booked a product transfer online with Natwest, is it possible to keep changing it until the existing deal expires?

For example if a better deal comes along in the 6 month window, having already selected something earlier.

Yes. This was already possible with most banks but is also part of the mortgage charter signed by all high street banks and building societies including NatWest.

"With effect from 10th July customers approaching the end of a fixed rate deal will have the chance to lock in a deal up to six months ahead. They will also be able to manage their new deal and request a better like for like deal with their lender right up until their new term starts, if one is available"