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Faze retirement help

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Comments

  • zutman said:
    I’ve had a work with my payroll and the pension company claims back the tax so I take it the pension I pay does not decrease my gross pay which is bad news 
    But the gross contribution does increase your basic rate band meaning you can pay more 20% tax and less at 40%.
  • Albermarle
    Albermarle Posts: 31,044 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    zutman said:
    I’ve had a work with my payroll and the pension company claims back the tax so I take it the pension I pay does not decrease my gross pay which is bad news 
    As you seem to be in a 'Relief at Source' scheme. Your pension contributions come out of your after tax pay. The pension provider adds basic rate tax relief and you claim back the additional higher rate relief.
    Your gross pay is unaffected,
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