Sick sense anyone?

LV_426

Wow, apparently the word for the human buttocks is a censored word on the forum 

Workerdrone

LV_426 said:

Wow, apparently the word for the human buttocks is a censored word on the forum 

Stick with gluteus maximus, or possibly some synonym
like posterior 😂 

LV_426

Let's try !!!!!!.

Haha! Severe. Even the slang word for donkey is blanked.

LV_426

That's interesting. When you edit your post, any censored words get uncensored. Think I've found a forum bug.

Edit: Oh it's back to censored. Maybe someone's job is to do that. Like sitting there on the bleep button

scobie

SouthCoastBoy said:

billy2shots said:

OP is saying that there are positives to a down market. A twisted 'sick' view of current circumstances. 


It's certainly better to have this correction now rather than the final 2 years before retiring. 

Unfortunately I am in the final 2 years before retirement 😕 

But that’s no longer an issue these days, assuming you plan to income drawn down. 

As for checking pensions or investments daily, that’s crazy stuff. It’s like asking your estate agent to give you an appraisal on your house every day. 

Albermarle

1980ds said:

My pension, as most likely many others, has had more down than ups over the last 12 months.  Does anyone else have somewhat of a sick sense seeing the downs knowing each month you’re purchasing more units than if it was increasing? 

I’m approx 15 years away from a sniff of the TFLS so the way I look at it is there’s plenty of time for this to recover, am I right in thinking this? Naturally there is no mystic Meg of the pension world. 

I check my pension too regularly I know (mostly daily) but that’s just my OCD more than the desire to make any knee jerk reactions.  Is it best to leave well alone as still a fair chunk of time before I can access it?  

Appreciate your views!!!

Over the many years you will accumulate and withdraw from the pensions, there will be plenty of downturns, so do not overeact to something that is completely normal and expected ( just the timing is tricky to know ) 

fronty

Just keep on buying, if you have a monthly dd set up then you'll be getting more bangs for your bucks, ride the dip and if you're still 15 years way then any small upturn will cause your portfolio to rocket in value due to all those cheap units you've been buying. Just sit tight and don't panic, I'm about 50K down from earlier in the year, but overall I'm still massively up, I started my pension in my 20s, I'm now 53.

diinozzo

arses..we all have one!

Kim1965

1980ds said:

My pension, as most likely many others, has had more down than ups over the last 12 months.  Does anyone else have somewhat of a sick sense seeing the downs knowing each month you’re purchasing more units than if it was increasing? 

I’m approx 15 years away from a sniff of the TFLS so the way I look at it is there’s plenty of time for this to recover, am I right in thinking this? Naturally there is no mystic Meg of the pension world. 

I check my pension too regularly I know (mostly daily) but that’s just my OCD more than the desire to make any knee jerk reactions.  Is it best to leave well alone as still a fair chunk of time before I can access it?  

Appreciate your views!!!

Yep, its horrible to see. But just console yourself that the equities you are buying now are cheap. Besides you are 15 yrs away from retirement, think of the poor sods (me) that want to go soon. 

billy2shots

For those retiring soon. 


You are still in a strong position if your withdrawal plans continue to make sense. In fact you are in a very strong position if you are still ok. 


The ones to feel sorry for are the ones that retired last year. 
Hopefully their safe withdraw rate was set realistically and or they have cash pots for these type of events.