Half a world away

Squirrelz92

That's great news regarding the settlement figures offered @cybertortoise! You are well on your way to knocking down the total number of debts now! x

cybertortoise

Thanks @Squirrelz92 I'm definitely getting there, I've paid off several of my smaller ones recently. I like to keep the paid off ones on my spreadsheet to motivate me with their lovely zero balances

Makingabobor2

Well done on your debt discounts. I love it when we get offered a good F&F settlement, although some of them are still rather high for us at the moment. OH has a small one with Lowell, will have to see what they are offering. 

no1disneymum

Great news on those smaller settlement figures. If they're not on your credit file anymore then there really was nothing to lose by paying them off. Big win for you!

cybertortoise

So placement is exhausting. And my children have been ill, luckily I could collect my mum so didnt need any days off until I got sick myself

All better now though, so instead of bemoaning the hours I lost I'm going to focus on the hours I can still get.

I haven't been as careful with money as I should have been and also took a few days off work which has completely skint me. We've got food in the freezer though so should be ok for the next couple of weeks. Just need to use a little of the money I do have to get packed lunch stuff for the youngest to take to the childminders over half term, and make sure I keep leftovers for my lunch on placement.

Only £436.13 to pay before the end of the year and I'll finally have my debt under £30k!

Makingabobor2

Hope you're feeling better. I've been feeling pretty rough for a few days as well, seems to be a horrible fly type lurgy going around. 

no1disneymum

Oh @cybertortoise I hope you're all feeling much better now! We had a cold run through our house, one after the other, so I know how you feel.

Fingers crossed you get that £436 paid so you start the new year under £30k! I will be keeping my fingers & toes crossed for you.

cybertortoise

Thanks @Makingabobor2 I'm feeling a little better now, though the childminder has come down with something so I'm having to miss a couple more days.

Thank you @no1disneymum I should hit my target with just my normal monthly payments in November and December!

slummymummyof3

Have just read your thread and just wondered how much you had put the feelers out in terms of doing sonography training after just one year post-qualification as a rad?

cybertortoise

HI @slummymummyof3 I've spoken to the uni and they want a year of postgrad experience, the job vacancies i've seen for trainees want 2 years. I'm hoping that if I get the job i've applied for at the hospital where I did my placement I'll get in faster, as i've been worked in the ultrasound dept there as an imaging assistant for a year. Everyone in that dept knows me and knows that's the area I want to go into, I'm hoping that will help. If not I'll have to do the extra year, but it's just extra time to save up

I'm now much closer to my target for the end of the year. A debt has been transferred to a new company and they've wiped all the interest as a goodwill gesture. That knocked off £262! Only £68.98 left to pay to get under £30k. And this month's payments are waiting to come out tomorrow.