Mortgage help?

My current mortgage fixed term ends soon so I will be looking for a new deal shortly. I’ve overpaid my 10% allowance this year and was looking to overpay some more (I understand there would be a charge if I do this) before I make this decision and get charged extra I wanted to ask if anyone could answer me ….. if we stay with the same lender when we are choosing a new product will we be able to make an overpayment at the time of the changeover without the penalties over and above the 10%.  Any advice would be much appreciated! 

Comments

  • savingholmes
    savingholmes Posts: 27,283 Forumite
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    If there's a gap between the deals or you ask for a lower amount on the remortgage you should be able to.
    Achieve FIRE/Mortgage Neutrality by mid 2030
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