Mortgage help? 12 September 2022 at 7:50PM in Mortgage-free wannabe 1 reply 142 views

Joooolz222

My current mortgage fixed term ends soon so I will be looking for a new deal shortly. I’ve overpaid my 10% allowance this year and was looking to overpay some more (I understand there would be a charge if I do this) before I make this decision and get charged extra I wanted to ask if anyone could answer me ….. if we stay with the same lender when we are choosing a new product will we be able to make an overpayment at the time of the changeover without the penalties over and above the 10%.  Any advice would be much appreciated! 

savingholmes

If there's a gap between the deals or you ask for a lower amount on the remortgage you should be able to.