Can 'new' state pension be claimed if already in retirement

Marcon

If one or both of your pensions is/are defined benefit (aka final salary), it is highly likely you were 'contracted out' while you were a contributing member of the scheme(s).

Fubar1953

Marcon said:

If one or both of your pensions is/are defined benefit (aka final salary), it is highly likely you were 'contracted out' while you were a contributing member of the scheme(s).

Nothing's ever straight forward is it?  

molerat

You said you stopped working at 62 but paid NI up until 65 ?

You really do need to get a full breakdown of your NI history, it is available through your on line tax account, as there is a possibility you could make up a couple of years post 2016.  One of those years becomes no longer available in April next year so you need to act fairly quickly.

squirrelpie

Fubar1953 said:

Nothing's ever straight forward is it?  

Certainly not when it comes to pensions, unfortunately! :'(

xylophone

OK thanks for the info. I have to be honest and say I don't fully understand the contracted out process 

You mention that you have two pensions resulting from employment related schemes.

When were you a member of these schemes?

What kind of schemes were they? Defined Benefit? Defined Contribution?

https://www.moneyhelper.org.uk/en/pensions-and-retirement/pensions-basics/defined-benefit-or-final-salary-pensions-schemes-explained

https://www.moneyhelper.org.uk/en/pensions-and-retirement/pensions-basics/defined-contribution-pension-schemes

If you don't know, what is the name of the scheme (s)?

Silvertabby

Are you ex Armed Forces? (Fubar being a Service 'expression').  If so, then that pension was contracted out for a start.