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Anyone know of HSBC request more bank statements?

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Hey, Have had formal mortgage offer via a Broker. Just waiting for things to progress.

Does anyone know if HSBC request any further bank statements before completion? Finances are absolutely fine but I need to start purchasing some substantial things and dont want to cause and concern. Thanks in advance if anyone knows

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  • K_S
    K_S Posts: 6,879 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    @gaz012012 Can't speak for what may/mayn't happen in your specific case but generally speaking I can't recall any of my HSBC cases having required an updated bank statement post-offer.
    Gaz012012 said:
    Hey, Have had formal mortgage offer via a Broker. Just waiting for things to progress.

    Does anyone know if HSBC request any further bank statements before completion? Finances are absolutely fine but I need to start purchasing some substantial things and dont want to cause and concern. Thanks in advance if anyone knows

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

  • Thanks very much - appreciated 
  • Hi Gaz you will be all good with hsbc. I did have to send a final up to date bank statement to the solicitor prior to completion to prove the account where deposit was being paid from. 
  • I don’t know about HSBC 
    But Barclays didn’t even want any of my sons bank statements 
    just his p60 wage slips and proof of deposit 
  • Gaz012012 said:
    Hey, Have had formal mortgage offer via a Broker. Just waiting for things to progress.

    Does anyone know if HSBC request any further bank statements before completion? Finances are absolutely fine but I need to start purchasing some substantial things and dont want to cause and concern. Thanks in advance if anyone knows
    From my experience with them, they didn't request any further documents so I reckon you'll be fine.
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