State pension question!

RobM99

Friend of mine is 57 and never worked and never paid NI. Do they qualify for any state pension at all?

Flugelhorn

I think they have to have paid 10 years NI or had home responsibilities protection etc etc 

jimi_man

Possibly. If they claimed child allowance then I think that counts. Fairly easy to go online to check. 

Dazed_and_C0nfused

Quite possibly.

The starting point would be for them to check their forecast on gov.uk.

RobM99

...so far then, it's No and No!

molerat

Have they been claiming benefits ?

RobM99

molerat said:

Have they been claiming benefits ?

Not to my knowledge, but I suspect not. I think theyr'e living off inheritance.

p00hsticks

Dazed_and_C0nfused said:

Quite possibly.

The starting point would be for them to check their forecast on gov.uk.

Except that (I think someone on this board previously has reported ) if they don't have ten years qualifying credits I'm not sure that a forecast would be visible to them.

They'd need to either contact the Futire Pension Centre or look at their NI record (available via their online tax account I think if they have their access to it set up).

Has friend ever claimed any benefits (JSA, ESA, Universal Credit, Child Benefit etc) ? A lot of those come with NI credits attached...

RobM99

RobM99 said:

molerat said:

Have they been claiming benefits ?

Not to my knowledge, but I suspect not. I think theyr'e living off inheritance.

Not that I know of, and I think I would.

p00hsticks

RobM99 said:

molerat said:

Have they been claiming benefits ?

Not to my knowledge, but I suspect not. I think theyr'e living off inheritance.

Depending on how much of the inheritance is left, they may be able to claim Pension Credit when they reach State Pension Age.

Dazed_and_C0nfused

p00hsticks said:

Dazed_and_C0nfused said:

Quite possibly.

The starting point would be for them to check their forecast on gov.uk.

Except that (I think someone on this board previously has reported ) if they don't have ten years qualifying credits I'm not sure that a forecast would be visible to them.

They'd need to either contact the Futire Pension Centre or look at their NI record (available via their online tax account I think if they have their access to it set up).

Has friend ever claimed any benefits (JSA, ESA, Universal Credit, Child Benefit etc) ? A lot of those come with NI credits attached...

I'm not sure that's right otherwise no youngsters would have access to one. 

Not that they'd necessarily be interested yet but don't see why they wouldn't be able to see their forecast of £185.15 even if 30+ years were needed to get to it?