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Housekeeping money - am I stuck in a time warp ?
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I'm surprised your colleagues are so taken aback by this - while it's true that most people I know use apps or automatic accounting for it rather than a physical envelope, the idea of setting aside money for specific things each month is pretty fundamental to budgeting.
Mortgage start date: 01/10/2021
Original mortgage debt: £128,000
Remaining debt (05/03/2026): £75,608
Daily interest: £2.54
Mortgage debt end of 2023: £101,528 | Mortgage debt end of 2024: £88,876 | Mortgage debt end of 2025: £78,1642 -
This makes me mad. I know the earners worked hard and needed downtime as the sole bread earners, but frittering their earnings on alcohol before providing for a family is thoroughly irresponsible. Although I appreciate that is what everyone did at the time.frugalmacdugal said:Hi,jings, used to be when men got paid cash on a Friday night, went to pub on way home, squared up their tab, few more pints, then home to wife, sometimes a fish supper on way home for the weans to share, then after keeping a few quid back to see himself over the weekend, the wife had to eek out whatever she got to feed family for rest of week.Hard times then, but folks survived.
Back to the OP's original question: your colleagues won't be laughing in a few months time. There is nothing funny about debt.No man is worth crawling on this earth.
So much to read, so little time.4
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