Halifax - mortgage employment check

TJJones123

Hello! We’ve just applied for a mortgage with Halifax. We used a broker, and provided 3 payslips and 3 matching bank statements. Just wondering what the chances are of them requesting an employment reference. We’re both in full time, permanent employment. My work is especially slow at responding to these sort of requests, so just wondering what the chances are of there being a hold up! Thanks for the advice 

[Deleted User]

I won't worry.
Recent wage increase and bonus not sure if that was why my broker said Halifax contacted my employer. 

K_S

TJJones123 said:

Hello! We’ve just applied for a mortgage with Halifax. We used a broker, and provided 3 payslips and 3 matching bank statements. Just wondering what the chances are of them requesting an employment reference. We’re both in full time, permanent employment. My work is especially slow at responding to these sort of requests, so just wondering what the chances are of there being a hold up! Thanks for the advice 

@tjjones123 It's unlikely. Halifax are by far the quickest mainstream lender currently and often turn around underwriting in a few working days. The time required for a valuation will depend on whether a physical visit is required and surveyor availability.

TJJones123

Zoe02 said:

I won't worry.
Recent wage increase and bonus not sure if that was why my broker said Halifax contacted my employer. 

Did they contact before or after they made the offer? Thank you ☺️ 

Rachelredwood16

TJJones123 said:

Zoe02 said:

I won't worry.
Recent wage increase and bonus not sure if that was why my broker said Halifax contacted my employer. 

Did they contact before or after they made the offer? Thank you ☺️ 

They reached out to my employer before offer (not yet had an offer) I imagine if they want an employment check it's to ensure what you've said is true.