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Card company keeping me in persistent debt!

Bek12 · 2022-08-17 04:02:09

Hi, I've had a credit card for a number of years and over this time there are several occasions where I've made additional payments, sometimes of a couple hundred pounds, to reduce my balance quicker (yes I'm aware I should be paying off in full each month but can't). The company are always bleating on about me being in…

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enthusiasticsaver Posts: 16,052 Ambassador

18 August 2022 at 11:14PM

I think the onus is on you to know what payments you are making but ideally if trying to make reductions in debt you should set the direct debit for a fixed amount so that you are in charge and not the credit card company. Make additional payments after the direct debit has gone out and before the next statement which I acknowledge is annoying.

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