dealing, not feelings... (getting past the overwhelm)

Mynydd_Yara

Hello all, 
Writing here to keep me accountable.  Not expecting anyone to read it!

This is my first post and a first step to dealing with debt and money mistakes I've been trying to push away for many years.  I have had many false starts at "dealing" with things, and stumbled every time.   I know from reading other people's posts that the feelings of deep shame and negativity about yourself is something I'm not alone in experiencing.  

But wow has taken me a long time to grapple with all of that stuff - and get to.... here?

(btw good luck to anyone who may read this, and feel they're in the same boat).   

I'm going to write myself a doable-task to complete by the next time I post, and I aim to check in 2 times a week.

Hopefully no stumbling this time, or at least, when I do - getting back up again!

next doable task:

Put my numbers into the State of Affairs SOA template.

See you there - 
MYx

Blackcats

Welcome - we are a nice bunch here and we've all got here in our own time and when we were ready.

there's a great mix of advice, support, cheering each other on and humour.

the SOA will probably be a revelation to you but it's a great first step.

FootyFanDan

Welcome and good luck with your journey

CRANKY40

Don't be too hard on yourself - there's a lot of reasons why we find ourselves in this situation. Mine was a credit card with a £500 credit limit when I was 18 and skint. I was widowed when I was 42, all debts paid off and then because I took a career break to look after my small son it seemed like a good idea to put extra expenses on my credit card (now with a much bigger limit). One thing led to another and hey presto £9k of debt. I'lm down to just under £3k now since the end of December 2021. The journey is hard but it will be a bit more pleasant if you constantly tell yourself that you are strong and can do this instead of beating yourself up for doing it in the first place. Good luck.

daintydaisy

Don’t be too hard on yourself, it’s been a particularly hard couple of years for the best of people! 

We’re all in the same boat here and I think the solidarity here really helps with motivation, knowing we aren’t alone  

good luck with your journey! I look forward to reading your updates ❤️