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Should I move savings into one account before applying for a mortgage?

AndyDufresne
Posts: 65 Forumite

I am about to apply for a mortgage as a FTB.
I have most of my deposit in my main current account, and a small amount (about £800) in another account that I very rarely use (it’s for savings only).
I have most of my deposit in my main current account, and a small amount (about £800) in another account that I very rarely use (it’s for savings only).
Is it better to move the £800 into the main account before applying? Are there any benefits/drawbacks in doing so?
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Comments
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£800 such a small amount won't make a difference.0
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AndyDufresne said:I am about to apply for a mortgage as a FTB.
I have most of my deposit in my main current account, and a small amount (about £800) in another account that I very rarely use (it’s for savings only).Is it better to move the £800 into the main account before applying? Are there any benefits/drawbacks in doing so?I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.
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