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Financial link but not joint application
Branston145
Posts: 1 Newbie
Hello everyone, this is my first posting
I have recently applied to Santander to re-mortgage from my existing mortgage and have been accepted and all the conveyancing is in full swing.
Now, this is a single application, not a joint application with my husband. I have now noticed that Experian have linked us as financially quoting Santander as their source. This doesn't seem correct it being a single person application. We have no other joint accounts or financial associations. We do all of our joint finances via my accounts and we're happy to keep it that way. Do I now have to contact Santander mortgage people to get it removed? Thanks
I have recently applied to Santander to re-mortgage from my existing mortgage and have been accepted and all the conveyancing is in full swing.
Now, this is a single application, not a joint application with my husband. I have now noticed that Experian have linked us as financially quoting Santander as their source. This doesn't seem correct it being a single person application. We have no other joint accounts or financial associations. We do all of our joint finances via my accounts and we're happy to keep it that way. Do I now have to contact Santander mortgage people to get it removed? Thanks
0
Comments
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No. Contact the CRAs and do a disassociation after completion so they can see there has been no connection created.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.1
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