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Post Bankruptcy And Dealing With Court Car Parking Fine (2017) from Groupnexus

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Please can somebody offer me some advice on this. I was made bankrupt in 2020, discharged earlier this year.

I have just received a county court claim form from CP Plus Ltd TA Groupnexus. The claim is for £335.28 . It is from a parking charge dated 4/1/2017 at MOTO Exeter 2. They state that "despite requests.......",  I might have received initial correspondence, but definitely have not had anything in at least the last two years. I did not include it in the bankruptcy as I didn't realise it was due/outstanding in 2020.  

How can I defend this please?

Comments

  • sourcrates
    sourcrates Posts: 31,573 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 8 August 2022 at 11:41AM
    Bankruptcy is an all encompassing arrangement, all your debts, known about or not, are vested in it.

    As it was a private parking charge notice, and was outstanding at the time you went bankrupt, then it was written off along with all your other debt when you were discharged.

    Only magistrates court fines and certain other debts are exempt from this.

    You defend it on the basis that it was included in your bankruptcy of 2020, and there is no case to answer.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • pogofish
    pogofish Posts: 10,853 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have a look in the parking tickets forum - Group Nexus and how to deal with them are well known there.

  • luvchocolate
    luvchocolate Posts: 3,388 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    All you need to do is quote your BR no.
  • Bankruptcy is an all encompassing arrangement, all your debts, known about or not, are vested in it.

    As it was a private parking charge notice, and was outstanding at the time you went bankrupt, then it was written off along with all your other debt when you were discharged.

    Only magistrates court fines and certain other debts are exempt from this.

    You defend it on the basis that it was included in your bankruptcy of 2020, and there is no case to answer.
    Thank you. much appreciated.
  • All you need to do is quote your BR no.
    Thank You. Much appreciated.
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