Can you get a loan with credit card debt?

JAM0915
JAM0915 Forumite Posts: 58
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If all payments have always been made on credit cards and mortgage etc. is it still possible to get approved for a loan if you have credit card debt? Thanks 

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  • 400ixl
    400ixl Forumite Posts: 2,137
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    That would depend on affordability.

    Hard to say without details, for someone with a decent income and low balance on a credit card and reasonable mortgage payment, then yes. High debt on the card and low income probably not.
  • JAM0915
    JAM0915 Forumite Posts: 58
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    I have around £2000 on a credit card and earn £24000 a year. Mortgage is around £375 a month 
  • macman
    macman Forumite Posts: 52,883
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    It's not about the debt, it's about your ability to service that debt...
    No free lunch, and no free laptop ;)
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