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Credit card amount on loan
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I don’t have an issue putting down the current balance, to be honest I want sure which figure you’re supposed to put down as credit file shows a different one due to it being behind that’s all.0
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No your credit ‘score’ you see using brokers such as Credit karma and clearscore or with the CRA’s directly are their own assessments of you - universal if you will. Each lender has their own internal commercially sensitive ‘score’ by which to assess you which has absolutely no bearing on how a credit broker or reporting agency see you - remember, they don’t lend you anything the finance company does!
If you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing0 -
Ok, thanks. I’ve never ever missed a payment on anything, had credit and make payments in the past. Pay our mortgage no concerns.Just got a slight balance on my credit card, that’s the only thing and hoping it won’t stop tesco approving us for a loan. Thanks0
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Your credit score is a fictitious figure that lenders don't even see. Ignore it. What they are interested in is your credit history.No free lunch, and no free laptop
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