Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Credit card amount on loan
Comments
-
I don’t have an issue putting down the current balance, to be honest I want sure which figure you’re supposed to put down as credit file shows a different one due to it being behind that’s all.0
-
No your credit ‘score’ you see using brokers such as Credit karma and clearscore or with the CRA’s directly are their own assessments of you - universal if you will. Each lender has their own internal commercially sensitive ‘score’ by which to assess you which has absolutely no bearing on how a credit broker or reporting agency see you - remember, they don’t lend you anything the finance company does!
If you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing0 -
Ok, thanks. I’ve never ever missed a payment on anything, had credit and make payments in the past. Pay our mortgage no concerns.Just got a slight balance on my credit card, that’s the only thing and hoping it won’t stop tesco approving us for a loan. Thanks0
-
Your credit score is a fictitious figure that lenders don't even see. Ignore it. What they are interested in is your credit history.No free lunch, and no free laptop
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.9K Banking & Borrowing
- 255K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606.1K Mortgages, Homes & Bills
- 179.1K Life & Family
- 264K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards