We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Panicking about Natwest product switch please help

Hi I am having a major panic and of course in light of today's interest rate announcement  I cant get through to the bank. Can anyone advise me please?  In July I agreed a new 5 yr rate with Natwest as my current rate ends in Nov. I went through the options via the website, logged in and selected a new product. 

I received the paperwork and an email that said:

"Thanks for using our online service.
Your product switch application has been successful, there's nothing else you need to do.

Copies of all your mortgage switching documentation are attached for your records.

Thanks again for choosing to stay with us."

I'll  be honest I didn't look at the paperwork until today as the email said I didn't have to do anything; however, the documents are suggesting that it needs to be signed and returned  I'm panicking that I haven't secured the rate I thought I had.

Can anyone advise if they've done a new fixed rate with natwest recently and did you have to sign any paperwork? 

Thanks 

Comments

  • Update - finally got through and they've confirmed its paperless and nothing to sign. I pointed out that the paperwork suggests otherwise and was told yes it can be confusing!
    Anyway panic over but thought I'd update in case anyone else is in the same boat.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.