Do Halifax offer Mortgage extensions...

MrBounce

I am in the process of buying a house, and we have a Halifax mortgage offer in place, which expires at the end of September. 

We are not selling our existing property, however the sellers haven't found a house to move to, and realistically they will be unable to complete by end of September... 

Does anybody know if Halifax offer extensions, surely many people in a chain may experience delays? 

london21

Contact Halifax to find out. 

K_S

MrBounce said:

I am in the process of buying a house, and we have a Halifax mortgage offer in place, which expires at the end of September. 

We are not selling our existing property, however the sellers haven't found a house to move to, and realistically they will be unable to complete by end of September... 

Does anybody know if Halifax offer extensions, surely many people in a chain may experience delays? 

@mrbounce Halifax offers have an expiry date based on the 'complete-by' date of the product that you applied for.

To 'extend' the offer what I've to do as a broker is select a new product (as per whatever is available at the time) which then gives you a new complete-by date. It's a pretty straightforward process and doesn't involve starting from scratch, the only major con being that you'll move to a new product/rate.