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Best (free) budgeting apps


Does anyone know of any good budgeting apps that are free or very low cost please?


  • MovingForwards
    MovingForwards Posts: 17,021 Forumite
    First Anniversary First Post Name Dropper Photogenic
    RBS / NatWest have a tool to set budgets on various things like groceries, travel, health and beauty, home etc. You then allocate a label to each transaction and it shows under each budget. It's better than nothing.

    I use a spreadsheet for budgeting. Create a new one over the December holidays for the following year, input all my fixed costs and expected outgoings, tweaking as things increase/ decrease. 

    Is it an android or apple phone you have? Or are you looking for something to use off a laptop/ computer?
    Mortgage started 2020, aiming to clear it in 2026.
  • peteuk
    peteuk Posts: 1,453 Forumite
    First Post Name Dropper First Anniversary Combo Breaker
    Emma wont budget but will link to your account and link payments.  I use excel and Emma, at the end of the month I use Emma to look at where the months money went and then adjust the spread sheet if/as required. 

    Proud to have dealt with our debts
    Starting debt 2005 £65.7K.
    Current debt ZERO.
  • SanguineOnSaturn
    I've been using Moneyhub quite a bit recently.
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