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Paid off by debt, but taken to Court
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HyperSpace88
Posts: 25 Forumite
I owed some money on service charge. My fault.
They wrote to me I had to pay £1,500 by 15 July. However, I was late and paid 20 July. However, on the 19th they filed the debt with the Court. It was unlucky.
They wrote to me I had to pay £1,500 by 15 July. However, I was late and paid 20 July. However, on the 19th they filed the debt with the Court. It was unlucky.
Despite paying off £1,500. I now own £1,200 which they say is their legal fees. Is this fair and reasonable?
How do I deal ?
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Comments
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Missing the date given wasn’t unlucky, it was completely down to you.What is the breakdown of the legal fees?All shall be well, and all shall be well, and all manner of things shall be well.
Pedant alert - it's could have, not could of.0 -
This might be better answered on the housing forum?If you've have not made a mistake, you've made nothing0
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You have received a claim form is that correct ?
Pretty simple response really, you have paid the debt, so there is no case to answer.
Defend the claim on that basis, as it is a recognised defence.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
But the remaining debt is allegedly the legal cost sand court fees, not the overdue service charge.
Are these costs excessive? Ask for a breakdown of them.No free lunch, and no free laptop
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