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Paying Tax as a Self-Employed Worker

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Hi all,

My wife and I have recently started out in a Job but earn under the tax bracket of £5000 odd. Can we still claim back for travelling expenses and other work related costs.

I would be very happy if somebody could help us in this matter.

If not, then can I just link the 2nd income to my current one and then claim back costs as I have a job earning in the region of £29,000.

I have looked on the HRMC website but cant find the rules for this matter.

Cheers

:confused:
:oCurrent Debt £38,000:o


«13

Comments

  • Ian_W
    Ian_W Posts: 3,778 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    I'm no tax expert but I think you're labouring under a misapprehension about the £5000 odd personal allowance - it's per person, not per job.
    So if you have a job paying £29K, assuming it's PAYE, the personal allowance will have been used against those earnings so all the money from your second job is taxable but you can claim allowable expenses against those earnings.
    Regarding your wife if she has another job the same applies, if she doesn't she can set her personal allowance against the earnings but can't get tax relief [as she won't pay any] for the expenses.
  • Ok cheers for that,

    I did not explain myself correctly. I help out with the wife and hew job. I would however register as self employed if it made a difference.

    My wife as only the job in question and earns under £5000. So what your saying is she cannot claim any costs back at all.
    :oCurrent Debt £38,000:o


  • jimmo
    jimmo Posts: 2,287 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Could you explain what your wife does and whether she is employed or self-employed?
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If one has a job and are employed, irrespective of how much is earnt (£10 or £10million) it is not possible to claim back the cost of things such as getting to work, wearing smart clothes etc against any tax paid.

    If she was doing some specialised job requiring special clothing that she had to provide for herself, then there might be some way to claim back tax on the cost of these items.

    But until you've indicated if she's self-employed/employed and what sort of work we're talking about, then "no".
  • :rotfl: Nothing to do with OP, but thank you Jimmo. You got my click just for your signature - made me laugh at the end of a long hard crap day.

    RB
  • She is not self employed yet as we are waiting to register. She has three months to do that I believe.

    She is working for AVO* and we are currently covering alot of miles to recruit and do deliveries.

    Hope this helps
    :oCurrent Debt £38,000:o


  • Hello all,

    I would like to ask a few questions about my current tax situation. The OP was more for my wife.

    Right I work in the armed forces but have recently started doing mystery shopping (within the last 3 months). When I register as self-employed, will I then be able to claim back travel expenses and other expenses etc?

    How will they take into account my current earnings of £29,000. Sorry for this but I have looked on the Direct gov website and also HMRC.

    One more thing, what will I put as my self-employed job title?

    Hope someone can help.

    Cheers.
    :oCurrent Debt £38,000:o


  • fengirl_2
    fengirl_2 Posts: 4,530 Forumite
    You can't claim back travel expenses as such. However, you will be able to include travel expenses in your accounts so that that your taxable profit is reduced.
    You need to keep accurate records of the income and expenditure so that you can complie your accounts at the year end and complete your slef asessment. Motor expenses can either be included at 40p a mile for the first 10,000 miles, and 25p per mile thereafter; or you can calculate the full cost of running your vehicle and include the proportion relating to business use, as well as capital allowances on the value of the car.
    When you self assess, you will include your PAYE earnings and tax paid on the SA together with your self employed earnings and the tax payable will basically be the tax due on your profit.
    As to your job title, as you are self employed you can describe yourself as whatever you want as long as it is accurate. Mystery shopper sounds about right to me.
    £705,000 raised by client groups in the past 18 mths :beer:
  • Hello again,

    If her PAYE earnings are below £5000 or whatever it is can she still claim back the cost of the expenses? We have just bought a new car a few months ago and can she then back claim?

    I think i'm getting confused with what I need to ask now sorry.:confused:
    :oCurrent Debt £38,000:o


  • Hoddie_2
    Hoddie_2 Posts: 622 Forumite
    Hello again,

    If her PAYE earnings are below £5000 or whatever it is can she still claim back the cost of the expenses? We have just bought a new car a few months ago and can she then back claim?

    I think i'm getting confused with what I need to ask now sorry.:confused:

    No tax paid so no relief can be given.
    Quidco savings: £499.49 tracked, £494.35 paid.
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