Credit reports

119 Posts

Hello all,
I just wanted to ask a fairly simple question - why have my credit card debts seemingly stopped showing on any of my credit reports?
I use the credit agencies as a simple way to keep track of my creditors (I'm on a DMP) and balances, but they have all fairly recently stopped showing on any of my credit reports. I'm guessing this may be a time related issue, i.e. how old the debts are after default?
But it is a little tricky still, as I can't see them as directly now using the credit reports and agencies - e.g. Credit Karma that I usually used in past.
Thanks if there is any advice on this area of keeping up to date with credits to pay. (ps, pretty sure they haven't just vanished - I wish!
)
I just wanted to ask a fairly simple question - why have my credit card debts seemingly stopped showing on any of my credit reports?
I use the credit agencies as a simple way to keep track of my creditors (I'm on a DMP) and balances, but they have all fairly recently stopped showing on any of my credit reports. I'm guessing this may be a time related issue, i.e. how old the debts are after default?
But it is a little tricky still, as I can't see them as directly now using the credit reports and agencies - e.g. Credit Karma that I usually used in past.
Thanks if there is any advice on this area of keeping up to date with credits to pay. (ps, pretty sure they haven't just vanished - I wish!

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The best way to track the balances is via statements directly from your creditors.
The statements are useful of course, but somewhat hit and miss I find across my creditors, and often only every 6 months or more, so not exactly regular for keeping an eye on sadly.
Sleep well.
Its unusual for that to show on your credit file, but makes no difference to anything anyway.
Ignore the pretend score, only you see it, and its never used by anyone, for anything.
More than a third of IVA`s fail....fact.
Could A Debt Relief Order help you ?
Never pay a fee for a Debt Management Plan.
For free non-judgemental debt advice, contact either : Stepchange, National Debtline, or CitizensAdviceBureaux.