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dept letters after br

hi there can anyone tell me how long it takes for the or to inform all the creditors of my br as i was declared br on 19th sept 07 and i still receive letters from most of them not sure what to do, i have phoned the or office and they say it takes time but how much time, getting worried as some letters are quite threatening, any advice

Comments

  • deavera wrote: »
    hi there can anyone tell me how long it takes for the or to inform all the creditors of my br as i was declared br on 19th sept 07 and i still receive letters from most of them not sure what to do, i have phoned the or office and they say it takes time but how much time, getting worried as some letters are quite threatening, any advice

    My Dear,

    Do what I did, and light the fire with them. There really is nothing they can do. If they trouble you, forward them to your chappie at the O.R's office. It is their job after all, and they do receive a very beneficial pension for their troubles, as I could no doubt testify to at one time.

    Yours,

    Julian
  • Hi, they can take some time to stop coming, THE important thing is that whatever threats are made are all empty, the BR ended your liability for the debts and you can tell them to shove it, I just told them that I was made br on...... @ .... in the court of ..... by judge ...... and they should contact the or on telephone no. ........ That little script seemed to work quite well.

    best of luck

    Ian
    I had debts, my circumstances changed, I tried but couldn't pay them, I dealt with them in the best way I could.........
    BR - 10 -10 - 2007 11.05 am

    Discharged 07 - 05 - 2008
  • hi there thanks for the advice i think i will start to send them to the OR office and they can deal with them, i should have thought of that one before, just been stressed out with all the letters still coming, thanks for that!;) ;)
  • deavera wrote: »
    hi there thanks for the advice i think i will start to send them to the OR office and they can deal with them, i should have thought of that one before, just been stressed out with all the letters still coming, thanks for that!;) ;)

    It can be difficult my Dear,

    One hears a lot of chit chat around certain areas of the capital about increased rates of bankruptcy and the feeling is that it's a rather brutal remedy that needs refining even further.

    I wouldn't take them too seriously, it's all a bit of a game really when you think how many politicians have been bankrupt, and worse, over the years.

    Don't let these trivialities spoil your Christmas and New Year,

    Yours

    Julian
  • Hiya

    I've had some letters and that's after nearly a year !!! It's probably best to send them to the OR and let them deal with it - at the end of the day, you'll want any debts showing as "satisfied" on your credit reports when your BR ceases. I've also had phone calls from companies that have had my debts sold to them and in that case, I've told them to check the insolvency register and given them my BR number - it's in front of them then, no arguments.

    Sweeper
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