Parents Pensions

jhtdesign

Hi Guys, hope you are all keeping safe. I have a question about pensions. I am now 63 years of age and wondering if I can claim anything from my Fathers or Mothers pensions. My Father worked for British Rail for as long as I known him. He died aged 66 back in 1975 when I was just 15. He died of cancer and my mother died in 2005 aged 85 so she had her works pension and also worked for British Rail for as long as I known.

Kind Regards

dunstonh

wondering if I can claim anything from my Fathers or Mothers pensions.

No you can't.

Flugelhorn

Usually the only people who can claim from occupational pensions like those are the surviving spouse and the children until they leave education.

Brie

Flugelhorn said:

Usually the only people who can claim from occupational pensions like those are the surviving spouse and the children until they leave education.

On that basis perhaps the OP could claim as being only 15 (& so possibly still at school) when the father died.  But perhaps something was paid but it was to the mother.  Only British Rail pensions admin will know.  Assuming they still have any records from nearly 50 years back.   I suspect that even the mother's records will have been disposed of by now.

Flugelhorn

Brie said:

Flugelhorn said:

Usually the only people who can claim from occupational pensions like those are the surviving spouse and the children until they leave education.

On that basis perhaps the OP could claim as being only 15 (& so possibly still at school) when the father died.  But perhaps something was paid but it was to the mother.  Only British Rail pensions admin will know.  Assuming they still have any records from nearly 50 years back.   I suspect that even the mother's records will have been disposed of by now.

Usually it was paid to the parent of the child if they were under 18 - certainly that is what happened when relative died and there was a bank pension payout 

Marcon

Brie said:

Flugelhorn said:

Usually the only people who can claim from occupational pensions like those are the surviving spouse and the children until they leave education.

On that basis perhaps the OP could claim as being only 15 (& so possibly still at school) when the father died.  But perhaps something was paid but it was to the mother.  Only British Rail pensions admin will know.  Assuming they still have any records from nearly 50 years back.   I suspect that even the mother's records will have been disposed of by now.

Far too long after the event, in any case - most trust deeds provide for automatic entitlement to a pension payment of more than 6 years ago to lapse. The most likely thing by far is that any chlld's pension would have been paid to the mother, since it couldn't have been paid direct to a minor.