Money Tips email | 13 July 2022

MSE_Laura_F

Like an ice cream van that's just parked up on a scorching hot day, the latest Money Tips email has arrived to dispense what you need.

As always it's best to read the lot (it's all gold). But for now, here are five highlights:

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1. Get 33% off railcards
   For Trainline newbies. (Railcards usually knock 1/3 off travel)
   
   
2. MSE's holiday abroad checklist
   19 things to do NOW, including cheap euros, airport parking, GHICs, tinkling in the sea and more
    
3. £37 Ted Baker prescription specs or sunnies
   Normally £145. MSE Blagged code at SpeckyFourEyes
   
   
4. Martin Lewis: "Energy price cap predicted to rise 65% in October"
   Nine need to know NOWs to try and protect yourself if you can
   
   
5. Longest 0% card for new spending since 2020
   It's 25 months interest-free. So if you need to borrow, don't just peek in your purse, sort the right way to do it
   

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While I've got you...

Check Facebook next week for a preview💻

Huge thanks to anyone who checked the MSE Facebook page for the early preview of the email on Tuesday evening. Every week we post a preview in return for feedback. Any bugs or inaccuracies you spot help us to perfect the email before it goes out officially.

Send us your Money Moral Dilemma🤔

You might be a fan of the Money Moral Dilemma, a long-time feature of the email which gets its own Forum thread so you can discuss (here's this week's). If you've got a Money Moral Dilemma of your own you'd like to share, email it to us at mmd@moneysavingexpert.com and it might end up in a future Money Tips email.

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cool_k

Not sure if this is the right place to ask but here goes. 

In this week's email Martin said if possible it's worth thinking about putting some money aside to help with the energy price rises predicted in October.

I'm currently paying more than the minimum payment on my credit cards, do I put that extra cash to one side to help this winter or do I continue to pay as much as I can towards the debt?

MSE_Laura_F

Hello @cool_k

Thanks for the question. MSE isn't able to give personal financial advice, but we do have lots of content to help you work out the best plan of action.

Start with The Budget Planner. You may also find The Money Makeover helpful.

Best of luck.

MSE Laura F