We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Mortgage in France

PawelK
PawelK Posts: 400 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
in Mortgages & endowments
I'm not sure if anyone can advise as this relates to purchasing property abroad but what are the general requirements in French lending industry for expats, if I was to move out of UK and try to buy a property there?
One option is my partner alone, first time buyer
Another option we buy together but I already have a property in the UK that I'd be willing to let through an agency.

My main interest is whether you need certain number of years living in France before you can apply, minimum deposit required (e.g.50%) and/or minimums salary and length of service in France. Whether buying together is possible if I already have a mortgage in the UK?

Many thanks in advance.

Comments

  • jimjames
    jimjames Posts: 19,250 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 6 July 2022 at 8:35AM
    Do you have the right to live in France post Brexit? That might be a bigger issue.
    Remember the saying: if it looks too good to be true it almost certainly is.
  • PawelK
    PawelK Posts: 400 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    jimjames said:
    Do you have the right to live in France post Brexit? That might be a bigger issue.
    Yes, I do. I am an EU citizen. 
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.9K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture